Youth & Teen Accounts

Youth & Teen Accounts




Young Savers Club (12 years and younger)

Our Young Savers Club offers a fun way to help members 12 years and younger learn the value of money and the power of saving. 

Who can Join the Young Savers Club?

The Young Savers Club is for children 12 years old and younger. If a child is 12 years or younger and is already a member of Heritage Valley, he/she can join the Young Savers Club just by asking to be enrolled!

What Do You Need to Open a Young Savers Club Account?

  • Child's Social Security Number

  • Two forms of ID for parent or guardian that will be on the account with the child

  • An opening deposit of $20.00 or more

What are the Benefits?

  • The Young Savers Club is an educational and rewarding way to learn how to save.

  • Receive a gift at account opening.

  • Children can choose a prize every time they make a deposit.

  • Report Card Awards - Bring your report card into one of our offices and we will deposit $1 into your account for every “A” or its equivalent, up to $5 for each current marking period. Just bring your report card along when visiting one of our offices.

  • Free coin counting!

  • Earns Interest

Teen Account (Ages 13-17)

For our Members ages 13 to 17, our Teen account is a great way to ease into the adult world of money while enjoying lots of benefits.
 

Who Can Open a Teen Account?

Our Teen Account is for teens age 13 to 17. If a teen is 13-17 and is already a member of HV he/she can transition their account to Teen Account just by asking to be enrolled.

What Do You Need to Open the Account?

  • Teen's Social Security Number

  • Second form of ID for teen (if available)

  • Two forms of ID for parent or guardian that will be on the account with the teen

  • An opening deposit of $20.00 or more

What are the Benefits?

  • Report Card Rewards – Bring your report card into one of our offices and we will deposit $1 into your Teen account for every “A” or its equivalent, up to $5 for each current marking period. Just bring their report card along when visiting one of our offices .

  • Checking account and a Debit Card are available with a qualified guardian on the account

  • Mobile banking app with remote check deposit

  • Text banking

  • Online banking with person-to-person payments in FREE Bill Payer

  • Members age 16+ can take advantage of all the benefits of our HVChoice Rewards Checking Tunes Checking account

  • Student Loans