Auto, Boat, Motorcycle & ATV Loans

Auto, Boat, Motorcycle & ATV Loans


  Financing to get you on the road..




Buy a New or Used Vehicle

No matter what type of vehicle - new or used - you're looking to buy, we make it easy to get the financing you need. With a pre-approval from HV, you can shop for the car, truck, motorcycle, boat or ATV you want.
  • We're one of York County's top auto lenders
  • Get pre-approved before you go to the dealership
  • Pre-owned autos include model years 10 years old and newer
  • Take advantage of competitive fixed rates & repayment terms up to 84 months
  • Got the car, get the coverage: Guaranteed Asset Protection (GAP) Please see the tab below, 'Protect Your Vehicle with GAP Protection' for more information

First-Time Car Buyer Program

Are you ready to buy your first car? Our First-Time Car Buyer's Program is designed for those who have little to no credit and are ready to embark on the purchase of their first car. The loan comes with low rates, manageable terms and is an excellent way to establish a credit history.

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Refinance your Vehicle Loan

Why pay more then you have to? Move your vehicle loan to us and we could help you lower your monthly payment to give you more cash on hand to do the stuff you really want to.
  • Lower your existing payment or rate
  • Pay off your loan quicker - and be car payment free!
  • Pre-owned autos include model years 10 years old and newer
  • Take advantage of competitive fixed rates & flexible terms up to 84 months

Travel Trailers, Motorhomes & Campers

Financing for the road ahead. Get the financing you need and start planning your adventure!
  • Instant pre-approval so you can level up sooner
  • Low rates & repayment terms up to 7 years
  • Get pre-approved before you visit the RV dealership
  • Financing Pre-owned RV model years 10 years old and newer

Motorcycles, ATVs & Scooters

The open road is calling you. Let us help get you on your way.
  • Instant online pre-approval, so you can hit the open road
  • Competitive rates & term options up to 72 months
  • On-road and Off-Road, we have the right loan for you
  • Pre-owned autos include model years 10 years old and newer

Boats & Small Watercraft

Enjoy the water without getting soaked. Check out our competitive boat loans
  • Boats, Waverunners, Jet Skis and more
  • Spend more time on the water
  • Get pre-approved with flexible payment & term options

Car Buying Tools

Protect Your Vehicle with GAP Protection


 
Vehicles depreciate rapidly the moment they’re driven off the dealer’s lot; unfortunately, loan balances don’t disappear as quickly. Protect your financial well being.

Guaranteed Asset Protection helps provide financial security if your vehicle is stolen or damaged beyond repair by cancelling the difference between the auto insurance settlement and the remaining Heritage Valley loan balance. That way you can rest assured that no matter what your auto insurance company pays for the damages done to your car, you will no longer owe any money on your unusable vehicle.

Benefits of GAP Insurance

If your vehicle is declared an insured total loss, GAP provides the following:
  • Benefits are paid up to $50,000
  • Insurance deductible coverage is paid up to $1000
  • $1000 down payment credit when new loan is financed with HVFCU
For just $420, the decision to add GAP coverage to your auto loan should be easy! Contact a Loan Officer for more details.

*Fix up or Trade Up? Edmunds.com, June 2012

Auto Insurance

As a member of Heritage Valley FCU, you qualify for a special group discount on your auto insurance through TruSTAGE™ Auto Insurance Program with Liberty Mutual Insurance. Through our partnership you can enjoy:
  • The ease and convenience of paying your premiums through checking account deductions with no down payment or finance charges. 

  • Access convenient round-the-clock e-service, pay your bill or make changes to your policy, even report a claim

  • Fast and easy access to claims service 24 hours a day

  • A variety of discounts including multi-car, multi-policy, safe-driver, passive restraints and anti-theft device discounts
See for yourself how much you could save with Liberty Mutual compared to your current insurance provider. Request a free, no-obligation quote here, or to speak with a local representative, contact:


 David Komar 
 Sales Representative
 Phone: (717) 795-8703, ext. 53121 
 Email: David.Komar@LibertyMutual.com
 Website



    LEARN MORE  

    The truSTAGE Auto Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by Liberty Mutual Insurance. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

    Helpful Car Buying Links