Student Loan - Refinances

Student Loan - Refinances

Take control of your student loans with a Student Choice Refinance Loan from your credit union! You'll be able to refinance and consolidate your private and federal student loans into one manageable loan, setting up one convenient payment, and potentially lowering your rate1. Featuring a competitive interest rate and zero origination fees, our refinance loan can help you simplify your life while amplifying your funds.

What You Need to Know Before You Borrow

  • Refinance your private or federal student loans, including PLUS loans, up to $125,000
  • Receive a 0.25% rate discount for automatic electronic payment
IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from our original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. See disclosures for more details. 

1Subject to credit qualification and annual credit review. Must meet school's Satisfactory Academic Progress (SAP) requirements.

Who is Eligible?

College graduates who are:
  • U.S. citizens or permanent residents who have graduated from an approved public or private not-for-profit school
  • In repayment or grace on one or more outstanding private or federal student loans
  • Able to meet Heritage Valley FCU's standard underwriting criteria (a co-signer may be necessary and may also help you qualify for a lower rate)
  • Eligible for credit union membership (you may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded)

Learn More       Apply Now

Looking for a student loan to go to college? Learn more