Student Loans - Refinance

Student Loans - Refinance




Take control of your student loans with a Student Choice Refinance Loan from your credit union! You'll be able to refinance and consolidate your private and federal student loans into one manageable loan, setting up one convenient payment, and potentially lowering your rate1. Featuring a competitive interest rate and zero origination fees, our refinance loan can help you simplify your life while amplifying your funds.


What You Need to Know Before You Borrow

  • Refinance your private or federal student loans, including PLUS loans, up to $125,000

  • Receive a 0.25% rate discount for automatic electronic payment
IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from our original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. See disclosures for more details. 

1Subject to credit qualification and annual credit review. Must meet school's Satisfactory Academic Progress (SAP) requirements.

Who is Eligible?

Undergraduate students who are:
  • U.S. citizens or permanent residents (Foreign students are not eligible)

  • In repayment or grace on one or more outstanding private or federal student loans

  • Able to pass a credit check (A co-signer may be necessary in order for you to meet credit criteria, and may also help you qualify for a lower rate)

  • Eligible for credit union membership (you may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded)


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