Student Loans

Student Loans




College is an exciting time, full of new opportunities and experiences. Our aim is to make financing college easier so you can focus on what's really important - achieving your dreams of a higher education at the school of your choice!

HV's private student loan solution was designed to fill the funding gaps that may exist after all lower-cost sources of aid (including scholarships, grants, and federal Direct Subsidized and Unsubsidized loans) have been exhausted. And since these loans are being offered through your credit union, you know that you are getting your loan from a local lender you can trust. Let HV help you say Yes to college!

What You Need to Know Before You Borrow

  • Low interest rates

  • Flexible repayment and in-school deferment options

  • Easy online application and instant credit decision (we promise it's 10x easier than the FAFSA!)

  • 24/7 call center and application support

  • Convenient line of credit structure allows you to access funding for your entire undergraduate career with just one application1

  • Borrow up to $75,000 

  • A loan from a local lender you can trust
1Subject to credit qualification and annual credit review. Must meet school's Satisfactory Academic Progress (SAP) requirements.

Who is Eligible?

Undergraduate students who are:
  • U.S. citizens or permanent residents (Foreign students are not eligible)

  • Continually enrolled in a degree-granting program and meeting the school’s minimum Satisfactory Academic Progress (SAP) criteria. For fall and spring terms, you must be enrolled at least half-time. For summer term, you may be enrolled less than half-time. Before applying, make sure to check that your school is included in our listing of approved schools.2

  • Able to pass a credit check (A co-borrower may be necessary in order for you to meet credit criteria, and may also help you qualify for a lower rate)

  • Eligible for credit union membership (you may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded)

2Approved schools subject to change.


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Looking to consolidate or refinance your current student loans? Learn more