Effortless Auto Loans

Effortless Auto Loans

Start saving today! 
  • Finance a car loan with rates as low as 1.00% APR*
  • Re-finance your current car loan and we'll beat your rate by 2.00% APR*
  • Get pre-approved before you buy
  • Budget easily with convenient payment options

*This promotion postpones the first payment, and interest will still accumulate at the daily rate from the date of loan disbursal. Interest that accumulates during the "90-day" extended first payment period will be paid with the first payment, then normal principal reduction and interest payment will resume. As low as rate of 1.00% APR is based on a term of up to 24 months for qualified borrowers including a 0.50% APR reduction for automatic payment service. (APR Annual Percentage Promotional Rates are based on a primary borrower's creditworthiness with a range of 1.00% -17.99% for auto purchase or refinance loan submitted and approved during the promotional period only. Minimum to receive discounted rate is 12 months with a maximum term of 72 months. All loans subject to credit approval and standard underwriting guidelines apply. Promotion may not be used to refinance current HVFCU loans or loans financed through HVFCU Indirect Auto Dealers. Membership eligibility required. Limited time offer and can be withdrawn at any time at the discretion of the Credit Union. 2.00% Offer: APR = Annual Percentage Rate. This promotion is meant to save members money; however, we will not go below the floor rate of 1.00% APR. 0% dealer loans do not qualify for promotion. Rate reduction pending approval and proof of rate may be required.


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