Personal Loans

Personal Loans For Anything

Heritage Valley makes it easy with personal loans that can help with every day or out-of-the-ordinary situations. 

Our rates are competitive, and we boast a quick turnaround of funds, so you won’t have to wait long for the money to hit your account.

Need a little extra cash this month? Try Skip a Payment.

Personal Loan Rate

Description Term APR*
Unsecured Signature Loans Up to 60 Months As low as 10.24%

*APR = Annual Percentage Rate. Actual rate and repayment terms you receive are based on your individual credit score and history and may be higher than as low as rate of 10.24% APR which includes a 0.25% discount for automatic payments. Maximum APR of 18.00%. The minimum and maximum repayment periods are from 3 to 60 months. Credit Union reserves the right to change and/ or update rates without notice. All loans are subject to approval. Membership eligibility is required.

I need my loan to...

Get extra cash for back-to-school shopping, vacation planning, or to knock out that holiday gift list. With a personal loan from Heritage Valley, you can borrow as little as $500, and pay it off in six months.

Make paying your debt manageable. By consolidating your existing high-interest debt into a personal loan from Heritage Valley, you’ll worry less about making multiple payments and decrease high monthly bills. If you’re looking to consolidate your credit card debt, check out our balance transfer program.

If you’re looking to make some small improvements to your home, a personal loan is the way to go. For large-scale home projects, learn about our home equity loans and lines of credit.

A personal loan is a great way to fund one-time large purchases.

Some events only happen once, and marking them with a significant celebration helps to cement the memories. From weddings to milestone birthdays or anniversaries, a personal loan can help make the day one to remember.

There is nothing worse than an unplanned expense or emergency. With a Heritage Valley personal loan, there is a quick turnaround, so you don’t have to wait days for the funds to go into your account.

Family with suitcases passing by fountain in tourist resort

Related Articles

Budgeting

Mastering Financial Wellness: A Guide to a Prosperous Year

As we step into the new year, let’s make it a point to prioritize our financial wellness. January is the ...
Read More
Young couple going over finances
Credit & Credit Scores

Review Your Financial Situation Regularly

To stay in good physical health, most people get a medical check-up on a regular basis. To keep your finances ...
Read More
Note with words debt relief on a table.
Budgeting

5 Easy Tips to Make Debt Consolidation Work for You

According to Debt.org, credit-card-carrying American households owe $15,000 on average in credit card debt alone, and the Federal Reserve Bank ...
Read More
Scroll to Top

Access your accounts online

Log in to Online Banking



First time user? Enroll Now | Forgot Password

Log in to Online Banking

First time user? Enroll Now | Forgot Password