Loan Rates

Loan Rates


All rates and yields stated below are subject to change.


Vehicle Loans

Annual Percentage Rate
up to 100% financing
**Up to 48 Months **49-60 Months **61-72 Months **73-84 Months
2016-2017 model year As low as 1.99% 2.99% 3.99% 4.99%
2013-2015 model year As low as 2.49% 3.49% 4.49% 5.49%
2010-2012 model year As low as 2.99% 3.99% 4.99% 5.99%
2007-2009 model year As low as 3.49% 4.49% 5.49% 6.49%


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First Mortgage Loans

For a custom rate quote or purchase and refinance inquires please contact Karen Alwine-Adamson by phone at 717-840-4981 ext. 276 or by email at kalwine-adamson@heritagevalleyfcu.org

Second Mortgage Loans

Term Interest Rate
Up to 60 month term As low as 4.25%
61 to 120 month term As low as 4.75%
121 to 180 month term As low as 5.25%


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Home Equity Lines of Credit

Rates based on Wall Street Journal Prime Rate
**As low as 5.00%

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Savings/CD Secured Loans

As low as 5.00%

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Student Loans

Determined by using the 1-Month LIBOR market index plus a margin
**As low as 6.00%

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VISA® Credit Card

**As low as 10.90%

Unsecured Signature Loans

Up to 60 month term **As low as 5.49%

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**All loans rates are quoted "as low as". Other rates and terms available. All loans subject to credit approval and standard underwriting guidelines apply. Rates determined by credit score.
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Deposits Federally Insured by the National Credit Union Administration and an Equal Opportunity Lender.