Give your home the after photo it deserves

Give your home the after photo it deserves

Take advantage of special low rates!
  • No hidden fees 
  • Interest may be tax deductible
  • Use for Home Repairs, Home Improvements, Debt Consolidation...whatever you need!
Explore Your Options...

Home Equity Line of Credit (HELOC)

Home Equity Line of Credit (HELOC) is a revolving, variable-rate line of credit that uses your home as collateral. You can use the money whenever you need it!
  • Convenience of writing a check & possible tax deduction
  • Borrow time and time again without re-applying
  • 10 year draw with 10 years to repay
  • Minimum credit line amount $5,000. Minimum advance $500

Home Equity Loan

Home Equity Loan is a fixed-rate loan with a fixed payment schedule based on how much equity you have in your home. You'll get your money all at once and then pay it back in predictable, fixed monthly payments.
  • Fixed competitive rates with terms up to 15 years
  • No hidden fees
  • No pre-payment penalties
  • Interest may be tax deductible

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*APR = Annual Percentage Rate. Minimum amount to borrow is $5,000. Not all borrowers will qualify for the lowest rates. Home Equity Line of Credit: Prime Rate (index) plus or minus margin, which is determined when the credit line is established. The minimum rate is based on the Wall Street Journal Prime Rate (index) available to us as of ten days before the date of any annual percentage rate adjustment. Rates can change monthly on the first day of the month. All loans subject to standard underwriting guidelines. Home Equity Loan: Terms up to 60 months with rates as low as 4.19%, 61-120 months as low as 4.69% APR, and 121-180 months as low as 5.19% APR. Equal Housing Lender. Membership eligibility required.