Checking Accounts

Checking Accounts




HVChoice Rewards Checking

Your Rewards. Your Way.
Choose your reward. Skip the fees. It's that easy!

Dividend Checking
1.00% APY for balances up to $10,000, 0.25% APY for balances over $10,000

CashBack Checking
2% cash back on up to $400 in debit card purchases each month

Tunes Checking
Up to $10/month cash back on purchases made at iTunes®, GooglePlayTM, and Amazon.com

To earn rewards: Receive eStatements and have at least 15 debit card purchases during the month. That's it! If you don't qualify for the rewards in a given month, your checking account is still completely free and you can qualify again the next month but continue to enjoy:
  • NO ATM fees

  • NO monthly service fee

  • NO minimum balance
Already have a checking account with HV, but want to switch?
Simply give us a call (717)840-4981 and press '0', send us an email info@heritagevalleyfcu.org or stop by to start getting rewarded TODAY!

Classic Checking

Our Classic Checking account offers convenience and flexibility with:

Heritage Gold Checking (50+)

Our Heritage Gold Checking* is available exclusively to our members age 50 and better. Just look at some of the free goodies that we've packed into this account - plus all of the great features of our Member Checking.
  • FREE Boxes of Checks (up to 2 per year)

  • FREE Certified Checks

  • FREE Official Checks 

  • Bonus on Certificates of $10,000 or more

  • Bonus discount on loan rates with auto transfer and on all Home Equity Loans or Home Equity Lines of Credit of $10,000+

  • $15.00 off first year annual safe deposit box fee and 20% off the annual fee as long as you have Heritage Gold Checking.

*Member must maintain a $500 average daily balance in Checking, or a $1000 average daily balance in either a primary/special Savings account to avoid a monthly fee.