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In The Pursuit Of
Happiness, We’re
Your GPS
At Heritage Valley, we always make you feel
you’re in the driver’s seat with a great auto rate
of 3.99% APR and 90 days no payments.
APPLY NOW
Heritage Valley Helps
Fund College Dreams
Are you a member of Heritage Valley and graduating this year?
We are now accepting applications for 2026 Scholarships!
LEARN MORE
We Turn Mavericks
Into Members
You already think for yourself, so why not
bank for yourself? When you own the bank,
the advantages keeping adding on.
JOIN TODAY
Business Banking Gets
Down To Business
You’re building our local heritage.
Together we can make it one of success.
LEARN MORE
Young woman Member 4.90% APR Auto Loan Rate, 90 Days No Payments 4.90% APR Auto Loan Rate, 90 Days No Payments African American woman smiling young african woman smiling Community Choice Awards Best of York & Hanover Community Choice Awards Best of York & Hanover Young couple standing in front of house 5.99% APR Home Equity Rate 5.99% APR Home Equity Rate Young couple at the Fair Young blonde woman with Well Done Icon Young blonde woman with Well Done Icon Woman in hot air balloon with rates woman in Christmas attire with express. holiday loan rate woman in snow with auto rate snowboarder snowboarder Man in car and auto rate 3.99 Man with car and auto rate 3.99 Woman with friends woman with friends woman with laptop and Heritage Protection Hub logo Woman with laptop

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You’re in the driver’s seat with affordable auto loan rates and fast approvals.

Auto Loans As Low As
3.99
% APR*

Our Visa card gives you credit for financial smarts saving you money with low rates.

Credit Cards As Low As
10.90
% APR*

Give new meaning to dream home and fund your plans with a home equity loan.

Home Equity Loans As Low As
5.99
% APR*

You Are Our Heritage

Bank with the credit union that’s been a part of the rich history of York and the surrounding region since 1935.
We put our members first like family, providing tech-driven convenience, better rates and effortless banking that’s easy to love.

Free Checking That
Pays You Back.

Your most used account gets you used to more,
even earning cash back.

Pushed For Time?
Pull Out Your Phone.

Get the best-in-class mobile app that syncs
seamlessly with online banking.

Our Rates Love to Beat the Competition

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999 Lifetime Savings:

: 0.0%
avg: 0.0%

APY = Annual Percentage Yield, APR = Annual Percentage Rate

Financial Tips & News From The Heritage Valley Feed

This March, We're Helping Your Credit Score Spring Forward

This March, We're Helping Your Credit Score Spring Forward

You can’t put a price on good credit, but your score can lower the price of major life purchases.
Credit Unions Are More Than a Financial Institution

Credit Unions Are More Than a Financial Institution

Credit unions are more than financial institutions because we are not-for-profit, member-owned cooperatives focused on member well-being rather than profit maximization.…
This February, Your Financial Aid Forecast Is Clear

This February, Your Financial Aid Forecast Is Clear

February isn’t just the time for hearts and chocolates, it’s also Financial Aid Awareness Month, for those with their heart…
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