Auto Loans

Looking To Buy a New Or Used Car?

Buying a new or used car is exciting, but shouldn’t be complicated. Heritage Valley makes it easy to get the financing you need.

Don’t have a specific vehicle in mind?  Our simple pre-approval process helps you understand how much you can afford, making it easier for you to find a vehicle that fits your lifestyle.

Auto Loan Rates

Model Year Up to 48 Months 49 to 60 Months 61 to 72 Months 73 to 84 Months 85 to 96 Months
2023 - 2024 as low as 5.99% apr* 6.74% apr* 6.74% apr* 7.49% apr* 8.99% apr*
2020 - 2022 as low as 6.49% apr* 7.24% apr* 7.24% apr* 7.99% apr* 9.49% apr*
2017 - 2019 as low as 6.99% apr* 7.74% apr* 7.74% apr* 8.99% apr* 10.49% apr*
2014 - 2016 as low as 7.49% apr* 8.24% apr* 8.24% apr* 9.99% apr* 11.49% apr*

*APR = Annual Percentage Rate
+2.00% to vehicle rates for recreational vehicles such as RV, RTV, ATV, Off-Road MC, Watercraft, Snowmobiles & Lawn Tractors

First Time Car Buyer

Designed for those with little to no credit, and who have never financed a car.

Woman sitting in new car and receiving keys

Motorcycle Loans

No matter what type of bike you’re looking to buy, Heritage Valley makes it easy to get the financing you need. Buy new, or a pre-owned model year 10 years old or newer. 

RV Loans

Whether you’re looking for a camper, trailer, or watercraft, Heritage Valley can help with financing.

Yellow Harley Davidson

Need Help Getting Started?

Schedule an appointment with one of our loan officers.

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