For just $325, the decision to add GAP coverage to your auto loan should be easy! Ask any Heritage Valley loan officer for more details.

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MEMBERS® Auto & Homeowners Insurance Program

You trust Heritage Valley Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto & Homeowners Insurance Program.

•   The MEMBERS Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.
•   Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
•   Receive fast, easy access to claims service 24 hours a day.
•   Obtain a free, no-obligation quote.  

The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Life Insurance and Annuities

Heritage Valley has partnered with CUNA Brokerage Services, Inc. to offer our members a comprehensive package of options for various types of life insurance policies and annuities. 

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Accidental Death and Dismemberment Insurance

As an eligible member of Heritage Valley Federal Credit Union you are entitled to receive $1,000.00 of 24-hour Accidental Death and Dismemberment Insurance. There is no cost to you. The credit union pays the premiums. It is just one of the many benefits of credit union membership. Additional insurance coverage is available, however beyond the $1,000 the premium will be at the member's expense.

Hospital Accident Protection Insurance

The Hospital Accident Protection plan was designed to help our members defray the high cost of hospitalization as a result of an accident. The plan provides cash benefits, paid directly to the members, for each day they are hospitalized. The plan offers two levels of benefits from which to choose - $100 a day or $200 a day, amounts that are doubled if the hospital stay is in intensive care. In addition, the plan offers payment for visits to an emergency room; regardless of the level of coverage, insureds can receive up to $100 per visit resulting from a covered accident. Family coverage is available as well.
• Guaranteed coverage; no medical exams required
• Benefits are paid in cash for the member to use in any way they wish
• The first two months of coverage are no cost to the member
• Coverage is for covered accidents only; hospitalization due to sickness or disease is not covered
• Highly rated underwriter - Hartford Life and Accident Insurance Company; Hartford Life Insurance Company (NY only)