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Regular, IRA & Heritage Gold Certificate Rates
All rates and yields stated below are subject to change.
Regular Certificate & IRA Certificate Rates
|
Standard Rates Term
|
Minimum Balance
|
Rate
|
APY
|
|
90 Days
|
$1,000
|
0.50%
|
0.50%
|
|
6 Months
|
$1,000
|
0.70%
|
0.70%
|
|
12 Months*
|
$500
|
0.80%
|
0.80%
|
|
14 Months*
|
$500
|
0.80%
|
0.80%
|
|
18 Months*
|
$500
|
1.05%
|
1.05%
|
|
24 Months*
|
$500
|
1.29%
|
1.30%
|
|
30 Months*
|
$500
|
1.54%
|
1.55%
|
|
36 Months*
|
$500
|
1.69%
|
1.70%
|
|
48 Months*
|
$500
|
1.95%
|
2.00%
|
|
60 Months*
|
$500
|
2.33%
|
2.35%
|
*Available for IRA investments with a $250 minimum balance.
Heritage Gold* Certificate Rates
|
Heritage Gold Rates Term
|
Minimum Balance
|
Rate
|
APY
|
|
90 Days
|
$10,000
|
0.65%
|
0.65%
|
|
6 Months
|
$10,000
|
0.85%
|
0.85%
|
|
12 Months*
|
$10,000
|
0.95%
|
0.95%
|
|
14 Months*
|
$10,000
|
0.95%
|
0.95%
|
|
18 Months*
|
$10,000
|
1.19%
|
1.20%
|
|
24 Months*
|
$10,000
|
1.44%
|
1.45%
|
|
30 Months*
|
$10,000
|
1.69%
|
1.70%
|
|
36 Months*
|
$10,000
|
1.83%
|
1.85%
|
|
48 Months*
|
$10,000
|
2.13%
|
2.15%
|
|
60 Months*
|
$10,000
|
2.47%
|
2.50%
|
*Substantial penalty for early withdrawal. Annual Percentage Yields are current and effective. Yield assumes principal and dividends remain on deposit for the term stated. Dividend rates are subject to change without notice. Dividends are compounded monthly. Early withdrawal penalties apply.
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