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90 Days
| Share and IRA Certificate Rates |
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All rates and yields stated below are accurate as of July 3, 2008 and
are subject to change.
| Regular Share & IRA Certificate Rates |
Standard Rates
Term |
Minimum Balance |
Rate |
APY |
| 90 Days |
$1,000 |
2.67% |
2.70% |
| 6 Months |
$1,000 |
2.87% |
2.90% |
| 12 Months* |
$500 |
3.11% |
3.15% |
| 14 Months* |
$500 |
3.21% |
3.25% |
| 18 Months* |
$500 |
3.46% |
3.50% |
| 24 Months* |
$500 |
3.26% |
3.30% |
| 30 Months* |
$500 |
3.26% |
3.30% |
| 36 Months* |
$500 |
3.94% |
4.00% |
| 48 Months* |
$500 |
3.55% |
3.60% |
| 60 Months* |
$500 |
3.70% |
3.75% |
| *Available for IRA investments with a $250 minimum balance. |
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| Heritage Gold* Certificate Rates |
Heritage Gold Rates
Term |
Minimum Balance |
Rate |
APY |
| 90 Days |
$10,000 |
2.82% |
2.85% |
| 6 Months |
$10,000 |
3.02% |
3.05% |
| 12 Months |
$10,000 |
3.26% |
3.30% |
| 14 Months |
$10,000 |
3.36% |
3.40% |
| 18 Months |
$10,000 |
3.60% |
3.65% |
| 24 Months |
$10,000 |
3.41% |
3.45% |
| 30 Months |
$10,000 |
3.41% |
3.45% |
| 36 Months |
$10,000 |
4.08% |
4.15% |
| 48 Months |
$10,000 |
3.70% |
3.75% |
| 60 Months |
$10,000 |
3.84% |
3.90% |
| *Heritage Gold Accounts are described here. |
Substantial penalty for early withdrawal. Annual Percentage Yields are in effect as of the above
date. Yield assumes principal and dividends remain on deposit for the term stated.
Dividend rates are subject to change without notice. Dividends are compounded quarterly.
Early withdrawal penalties apply.
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