Share Savings

Joining Heritage Valley is as easy as opening a Share Savings Account with a minimum deposit of $20.00.

There are no fees to open an account - just the small deposit into your own savings account.

A $20 minimum opening deposit and balance is required for all account owners. This is not a membership fee - it is your money. This amount represents your share in the ownership of the credit union and allows you to take advantage of our full range of products and services. In addition to membership, our share savings account offers:

• Dividends earned on balances of $50 or more
• Overdraft protection for your checking account
• Direct Deposit and Payroll Deduction available
• FREE 24-hour Online Access or telephone banking account access
• Unlimited over-the-counter withdrawals
• ATM card (optional)

Current Savings rates

Club Accounts

Enjoy the convenience of our club accounts which help you save for that something special or holiday gift giving. Thanks to the Heritage Valley Club Accounts, saving couldn't be much easier with our many deposit options. You can make deposits into your club account through payroll deduction, online transfer via HV@home, or at any of our office locations.

Christmas Club

• No minimum balance required
• Enrollment starts October 1 & continues until September 30 of the following year
• Funds automatically deposited to your savings account at maturity
• Earns competitive dividend rates

Vacation Club

• No minimum balance required
• Earns competitive dividend rates
• Withdrawal at anytime

Current Club Account rates