Home Equity Loans  

Need some extra money for home improvements? Educational expenses? Consolidate debt? A well-deserved vacation? Whatever the reason is, a Heritage Valley Home Equity loan may be the solution for you! Heritage Valley offers both fixed rate home equity loans and variable rate home equity lines of credit. Your home acts as your collateral for these loans.

• Fixed rate Home Equity Loans
• Variable rate Home Equity Lines of Credit
• Terms up to 15 years
• Competitive rates
• Borrow up to 85% of the value of your home
• Check writing available
• No pre-payment penalty
• Interest may be tax deductible
• Low cost credit life and disability insurance available
• Easy payment via auto transfer, payroll deduction, bill payer, telephone banking, or HV@Home (online banking) and over-the-counter.

FREE Accidental Death & Dismemberment Insurance to Protect You

As an eligible member of Heritage Valley Federal Credit Union you are entitled to receive $1,000.00 of 24-hour Accidental Death and Dismemberment Insurance. There is no cost to you. The credit union pays the premiums. It is just one of the many benefits of credit union membership. Additional insurance coverage is available, however beyond the $1,000 the premium will be at the member's expense.

 

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