First Home Mortgage Loans 
Heritage Valley is proud to offer our members a wide array of home financing options. We realize that a home mortgage is one of the most important financial decisions that a member can make. Therefore, when the time comes Heritage Valley has an experienced staff that is ready to meet your home financing needs. We will walk you through the entire process and help you find the best mortgage to fit your needs.
Heritage Valley's mortgage program offers:
• Conventional, FHA and VA loan programs available
• Purchase & Refinance Transactions
• Competitive Rates and Flexible Terms up to 30 years available
• Low closing costs
• We will NOT sell your loan! - Servicing is maintained here at Heritage Valley
• Easy payment via auto transfer, HV@Home (online banking) or in-branch over-the-counter
• Personalized & Professional service
• Save Time & Money!
• Apply in person*, online or over the phone today!
*At Heritage Valley our goal is to provide a positive experience to each of our members. We recognize that your time is important and knowing mortgage loans require additional attention and detail we ask that you schedule an appointment with one of our mortgage representatives. To discuss your mortgage needs call Karen Wakeland at (717)840-4981 ext. 276 (NMLS#457024)
Get the loan you need faster with Heritage Valley's online mortgage center:
For more information or to apply, please visit our online Home Mortgage Center. *For quickest service, please use the Home Mortgage Center link rather than the "Need a Loan? Apply Now" button below.
FREE Accidental Death & Dismemberment Insurance to Protect You
As an eligible member of Heritage Valley Federal Credit Union you are entitled to receive $1,000.00 of 24-hour Accidental Death and Dismemberment Insurance. There is no cost to you. The credit union pays the premiums. It is just one of the many benefits of credit union membership. Additional insurance coverage is available, however beyond the $1,000 the premium will be at the member's expense.
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