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Take the frustration out of your credit card...

Platinum VISA® Credit Card     or    

*(APR) Annual Percentage Rates are based on your creditworthiness with a range of 10.9%-17.9%. Example is for illustrative purposes only. HVFCU is not affiliated, nor endorses Capital One, Bank of America or Discover. Standard underwriting guidelines and some restrictions may apply. Contact a loan officer for more details. Membership eligibility required.

It's easy to spot the better deal! Compare our Platinum VISA Credit Card to other credit cards.Tired of rising interest rates? Higher monthly payments? Terms & fine print that keep changing? Heritage Valley can help take the frustration out of your credit card with a low fixed rate, no penalty rate, no balance transfer fees and no annual fee. The Heritage Valley Platinum VISA® Credit Card can be used at millions of merchants worldwide and cash advances can be made at thousands of VISA® ATMs or participating financial institutions.

You'll be able to carry and use your Heritage Valley Platinum VISA® Credit Card with the confidence that you're getting the very best deal around. Our card has been featured on CreditCardConnection.org's website as one of the most fair and ethical credit card programs in the nation! To get the best deal with the Heritage Valley Platinum VISA® Credit Card, simply apply using our online application and start saving today!

Low fixed rate and no penalty rate
No balance transfer fees
No annual fee
No cash advance fees
Cash advances at purchase rate
25 day grace period for purchases
Easy payment via HVFCU@Home (online), eZCardInfo or at any of our convenient locations
Free travel/accident insurance available
Free auto rental insurance available
Low cost credit life insurance available
0% liability on unauthorized transactions
Visa logo accepted worldwide

*To activate your VISA Credit Card, please call (800)456-6870*
*To file a dispute for your VISA Credit Card, please call (800)600-5249*
*To report your VISA Credit Card lost or stolen, please call (800)991-4961*

VISA Platinum Consumer Credit Card Agreement

eZCardInfo

Heritage Valley offers eZCardInfo -- a new level of online services for Visa holders. Now you can review your Heritage Valley Visa account and make payments 24 hours a day, 7 days a week. eZCardInfo features and benefits include:

Account summary information
Online statement
Data downloadable to financial software
Online credit card payments
Transaction and spending reports
E-mail notification of conditions or events on your accounts

EZCardInfo is convenience at your fingertips. Check it out today!
www.eZCardInfo.com

*For eZCardInfo Assistance, please call (866)604-0380*

Verified By Visa®

Verified by Visa is a no-cost service that adds another level of safety to your card. You simply choose a personal password for your card.

Then when you shop at participating online stores, you enter your Visa credit card number, followed by your Verified by Visa password. It's that easy! You've shopped safely online!

Verified by Visa enhances your card safety because it is connected to your card, not your computer. If your card number is ever compromised, for whatever reason, Verified by Visa helps prevent unauthorized use online before it can even happen.

Want to take the next step in protecting your card purchases? Get started today!

*For Verified by VISA Assistance, please call (800)857-3118*

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*(APR) Annual Percentage Rates are based on your creditworthiness with a range of 10.9%-17.9%. Example is for illustrative purposes only. HVFCU is not affiliated, nor endorses Capital One, Bank of America or Discover. Standard underwriting guidelines and some restrictions may apply. Contact a loan officer for more details. Membership eligibility required.

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